8 years in the US and I have literally zero idea about home buying process. the interest rate is around 7% and the typical house cost around 500 to 1.5 million in my area . im interested in purchasing a house that cost around 750 . (कित घर कित ग्रिन कार्ड बिना केटि नभेटिने अवस्थाले गर्दा ) my question is ,,,, I heard that there R some initiatives/ discount or whatever for first time home buyer . Does it apply to US the citizen/PR only or people like us who are in temporary visa can be benefitted from ?

Jasle pani paucha. GC chaidaina tara primary homes bhanera liye pachi at least one year tya basnu parcha (mail tyo address ma aauna parcha). Ghar kinna ta kahasai teso garo chaina. Why do I feel like you are trolling though?

You would have to do some research on those initiatives. You won't get an FHA loan so you will have to get a conventional one. As far as requirements, you need a stable job, decent income and good credit to get a loan. Talk to a few vendors and see what they offer l.